Farm and Ranch, Equine Programs

Pay Plan Options

American Reliable Programs: Currently ALL accounts are Agency Billed.

American Bankers Programs: Direct Bill

4 Pay Direct Bill Plan

Minimum premium in order to qualify for four pay plan:
• Farm Owners/Stable Owners Policy $750
• Stable Liability Policy $500
• Care Custody or Control $500 Waived if part of a package
• Equipment Floater $500 Waived if part of a package

31% Down payment required at New Business
23% 1st installment due 60 days from effective date
23% 2nd installment due 120 days from effective date
23% 3rd installment due 180 days from effective date

9 Pay Direct Bill Plan

Minimum premium in order to qualify for nine pay plan:
• Farm Owner /Stable Owners Policy $1,500
• Stable Liability Policy $1,500
• Care Custody or Control $1,500 Waived if part of a package
• Equipment Floater $1,500 Waived if part of a package

15% Down payment required at New Business
9.6% 1st installment due 30 days from effective date
9.6% 2nd installment due 60 days from effective date
9.6% 3rd installment due 90 days from effective date
9.6% 4th installment due 120 days from effective date
9.6% 5th installment due 150 days from effective date
9.6% 6th installment due 180 days from effective date
9.6% 7th installment due 210 days from effective date
9.6% 8th installment due 240 days from effective date
9.6% 9th installment due 270 days from effective date

$10 fee will be applied to each installment.