Missouri Premier HO-3
(Replacement Cost Dwelling and Contents)
Program Features
• Coverage A from $75,000 to $300,000
• Replacement Cost on Dwelling
• Homes over 50 years submit for approval
• Replacement Cost on Contents Available
• Liability Limits up to $300,000
• Risks with 2 Losses in Past 3 Years
• Earthquake Coverage Available
• Water Backup & Sump Overflow Coverage Available
• 100 AMP Circuit Breakers
Billing
• Direct Bill
• 8 Payment Plan Option
• Mortgagee Bill Available with No Down Payment
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Missouri Standard HO-3
(Actual Cash Value)
Program Features
• Coverage A from $50,000 to $300,000
• No Age Limit on Home
• Replacement Cost on Contents Available
• Liability Limits up to $300,000
• Risks with Multiple Previous Losses Eligible
• Earthquake Coverage Available
• Water Backup & Sump Overflow Coverage Available
• 100 AMP Circuit Breakers
Billing
• Direct Bill
• 8 Payment Plan Option
• Mortgagee Bill Available with No Down Payment
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