Med James, Inc. has numerous contracts with insurance companies granting us the authority to place your risks with in-house authority. Underwriters evaluate, price, bind, issue and administer policies. If we are unable to write a risk for you in-house, we will submit your risk to our brokerage markets for placement.

These underwriting contracts mean retail agents receive:

• Same day quotes over the phone (in most cases, no application required until binding)
• Fast issuance of policies and policy numbers
• Access to both admitted and non-admitted markets
• Premium financing available